This paper considers, proposes and describes possibilities and methods for design, implementation and usage of smart digital universal multifunctional terminal/portal devices in many practical applications. Using digital electronic technologies embedded in such devices it is possible to design and implement smart digital terminals/portals for very wide variety of purposes of teller/counter type operations, where such digital machines can replace human work. It is expected that this kind of digital devices will be in perspective widely used in all places where there is needed a certain form of teller/counter services. Such places are for example: banks, post offices, municipalities, companies providing services such as electricity and water distribution, hotels, schools, universities, parking places, theatres, cinemas, various types of transport, etc. Application of different types of such embedded smart digital universal devices enables increasing efficiency, speed and security and decreased costs for all such
services. It gives many benefits and advantages to the providers and to the users of such services. Way of design and use of such digital devices and technologies to effectively increase functionality and efficiency of teller/counter services is proposed and described. It is also proposed and described one practically designed and implemented smart universal multifunctional digital terminal/portal device for banking purposes.
